With the end the year rapidly approaching, now is the time to review your retirement plan program to make sure that important, time sensitive opportunities are not missed.
It’s Not Too Late for Owners to Maximize at the $49,000 or $54,500 level in 2011!
Don’t have a 401(k) plan? Put in a new one now! Have a plan?
Modify it now! Either way, reduce 2011 taxes, increase owner’s
contributions and/or reduce 2011 staff contribution expense.
New plans may be implemented now, and existing plans, including
restrictive prototype documents, may be amended retroactively to
January 1, 2011, to take advantage of tax savings opportunities for 2011.
MandMarblestone’s IRS-approved OCPP® (One Category Per
Participant) plan design provides larger contributions for owners
and other favored employees at a lower cost to all other staff than
may be achieved with traditional or prototype plan documents.
The MandMarblestone Group does not offer investments or provide
investment advice. That is the responsibility of a 401(k) investment
professional.
What Does the OCPP® Plan Design Accomplish?
Our IRS-approved OCPP® plan design, along with our ongoing client and
advisor support, helps to accomplish the following results:
- Maximize contribution to owners, family members and favored employees
- Reduce staff contribution expense
- Maximize contribution flexibility on a yearly basis to be
responsive to economic and business changes without the need for
a costly plan amendment
How to Reach Us
From initial, no-fee consultation and analysis, through proposal,
presentation, implementation, and personal support, contact Bob Mand,
Ken Marblestone, Lori Gordon, Ian Haring or Mike O’Connell at
MandMarblestone. (215) 222-5000, or e-mail us at:
rmand@mand.com, marblestone@mand.com, lgordon@mand.com, iharing@mand.com,
moconnell@mand.com
We also remediate noncompliant retirement plans to full IRS compliance.
You also may reach us through our website: www.mand.com.
